DCF payment streams come in a range of sizes and timeframes.  Remember, these are existing and in-force payment streams that DCF buys from individuals, so therefore the available payments we offer vary widely.

However, as we buy each payment stream in-house and work with a fantastic payment servicing escrow company, we can easily tailor payment streams to suit your client needs.  

If you have a client with a specific amount to invest, we can split a larger payment stream down to suit. 

For example, let’s say your client wants to invest $100,000 in a 14-year lump sum.  We have this available 14-year deal, but it’s too expensive…

Pacific Life – 14 yrs – In Stock

$441,312.25 purchase price – 6.000% yield – $1,000,000.00 total payout 

– 1 lump sum payment $1,000,000.00 on 08/14/2037

By simply letting us know your needs, we can easily tailor this to suit your needs.  How about this portion of the larger lump sum, customized for your client?

Pacific Life – 14 yrs – In Stock

$100,000.00 purchase price – 6.000% yield – $226,596.93 total payout

– 1 lump sum payment $226,596.93 on 08/14/2037

Or if your client needs a specific amount of monthly income, we can ‘peel it out’ of another case as needed.

Lets say your client is looking for 30 years of $1000/ month.  We have this case, but again, it’s too big:

John Hancock – 29.2 yrs – In Stock

$386,907.15 purchase price – 5.584% yield – $782,894.20 total payout – 14.8 WAL

– 346 monthly payments of $2,262.70 starting on 01/09/2024, ending on 10/09/2052

With a call or an email, we can tailor the stream to your needs, like this:

John Hancock – 29.2 yrs – In Stock

$170,993.57 purchase price – 5.584% yield – $346,000.00 total payout – 14.8 WAL

– 346 monthly payments of $1,000.00 starting on 01/09/2024, ending on 10/09/2052

Same great carrier and fantastic yield, just split to your needs.

All the split details are shown in your client’s closing paperwork, so you can rest assured that all the details are all handled automatically with our payment servicer.

Give us a call with your client needs and let’s see how we can help you and your clients today!